Bad Credit Mortgages & Remortgages
Bad Credit mortgages & remortgages are for you if you are unable to take a standard mortgage with a high street lender due to credit problems.
We have the bad credit mortgage & remortgage experts who can help you find a bad credit mortgage thats right for you. Our Bad Credit mortgage advice comes from over 20 years of experience in placing difficult mortgages and is free of charge.
Whats more is that there is no need to worry, many other people in the UK are in your situation because they do not fit standard mortgage lending criteria.
We help many people out of this seemingly helpless situation, by arranging an adverse credit mortgage (sometimes known as a non-conforming mortgage, bad credit mortgage or sub prime mortgage) until they are back on track.
So what is meant by bad credit or non-conforming?
bad credit borrowers fit a wide range of categories: you may have a bad credit history, mortgage arrears, CCJs.
Because of these factors, you do not fit the normal criteria. Consequently a mortgage lender may consider you a higher risk than a normal mortgage borrower. All of this means the interest rate could be higher.
The overall cost for comparison is 5.2% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised mortgage illustration. Rate correct as of 12/06/2014
Will I always need a bad credit mortgage?
It doesn't sound much help, does it a higher rate mortgage, when perhaps you are already in a tight spot financially? But its worth noting that the higher rates attached to bad credit mortgages or non-conforming mortgages need not always necessarily be the case for you.
Bear in mind that once you have had a sub prime mortgage or adverse credit mortgage for three years and have managed to meet the repayments on this each month, you will have written yourself a new credit history. At this point we will contact you and help you obtain a new mainstream mortgage free of charge.
Where can I get bad credit mortgage or sub prime mortgage/remortgage advice?
Contact us today using the simple form on the left and we will source the most appropriate and cheapest bad credit mortgage provider for you. Our advisors have years of experiance and offer fee free mortgage advice.
Bad Credit mortgages/ccj mortgages/mortgage areas mortgages.
The overall cost for comparison is 5.2% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised mortgage illustration. Rate correct as of 12/06/2014
Self Cert mortgages
The overall cost for comparison is 4.1% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised mortgage illustration. Rate correct as of 12/06/2014
Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.
Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 456600
We normally do not charge a fee for mortgage advice, however a fee paying option is available. Our typical fee would be £500
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